Representative Ayanna Pressley (D-Mass.) recently declared that at one time, she had defaulted on her student loans. Being a Democrat she quite naturally saw those loans as racist and noted that Blacks and Hispanics default on their loans five times as much as white people. The solution, she feels, is to go after debt collectors for making phone calls to debtors, and for the government to forgive all those racist loans imposed on students who don't really realize what they are doing when they sign loan documents. She completely ignores the real problem, which is that education has become too expensive ...