If you own a home in Hidalgo County, compared to Austin or Houston, you should feel lucky. Very, very lucky. Chances are good that your home here is reasonably close to that fair-market sweet spot. Not so in many other areas of the country, according to a study recently released by Moody Analytics.Among the housing markets considered the most over-valued, Austin lands in the top three, out of 183 named by Moody’s, with an average home overpriced by approximately 61 percent.Meanwhile, mortgage rates have almost doubled since January, hitting 5.13 percent last week for a fixed 30-year mortgage, according to ...