I signed up for Medicare Advantage a few years ago, primarily because it offered catastrophic coverage which standard Medicare didn’t provide. With standard Medicare the co-pay was 20%, no matter the size of the bill (which could end up being a fortune). With Medicare Advantage there was a yearly ceiling on copays of between five and six thousand for in-network treatment. Treatment extending beyond New Year’s might well be another five to six grand.
I haven’t had the opportunity to put this to the test until a few weeks ago. I went up north for a niece’s wedding and developed a ...